Home Loans

AUB Preferred Home Loan

Features:


Details Terms
Loanable Amount: Maximum loan amount of up to 80% of the appraised
value or minimum loan amount of Php 500,000.
Term: Flexible payment terms of up to 20 years
Interest Rate: contact the nearest AUB Branch for the best deal
Form of Payment: Post-dated Checks or Auto Debit Arrangement

Requirements:


Basic Application requirements:

  • Duly Filled-out and signed application form
  • Photocopy of two (2) valid IDs each from the principal borrower and co-borrower
  • Photocopy of Marriage Contract (if applicable)

Collateral Requirements (**Accredited Developers)

  • Copy of collateral title (TCT /CCT)
  • Statement of Account, Reservation Agreement/ Contract to Sell**
  • Photocopy of the lot plan/ vicinity map / subdivision plan
  • Photocopy of updated Tax Declaration, tax Receipts and Tax Clearance
  • Building specifications and Floor Plan (for construction loan)
  • Bill of materials (for construction loan)

Income Requirements(Employed)

  • Photocopy of Certificate of Employment
  • Photocopy of latest three (3) months payslip
  • Photocopy of latest Income Tax return / BIR form 2316

(Self Employed)

  • Photocopy of Business Registration Papers i.e., SEC Registration / Articles of
    Incorporation / By-laws / GIS or DTI Certificates Mayor's Permit / Business Permit
  • Photocopy of latest three (3) months bank statements
  • Photocopy of Audited Financial Statements (for the last 2 years)
  • Photocopy of Income Tax Return (for the last 2 years)
  • List of major trade suppliers and customers w/ contact details (if applicable)