Trust Products


EMPLOYEE BENEFIT TRUST

Provident Fund (Defined Contribution Plan) - a Plan established and maintained by an employer who is committed to contribute a fixed percentage (%) of the employee's compensation regardless of whether the employees choose to contribute themselves or not


Pension Fund (Defined Benefit Plan) -a Plan established and maintained by an employer to provide for the payment of definitely determined benefits to their employees totally and immediately after retirement.

FUND MANAGEMENT

  1. Corporate and Individual Fund Management - Provides professional fund management services to people with Peso or USD investible funds. The Fund Management team of a Trust operator is composed of professionals dedicated to analyzing and monitoring the investment climate ensuring the highest possible yields for the Funds managed.

  2. Unit Investment Trust Fund - are open-ended pooled trust funds in any acceptable currency, operated by a trust entity and made available by participation established, administered and maintained by a Trust entity subject to BSP approval

    • AUB Peso Investment Fund - The Fund is a peso denominated bond fund suited for clients who are willing to absorb principal risk associated with changing market conditions. The fixed income investments of the portfolio shall provide for a steady stream of income. The investment objective of the Fund is to achieve the best rate of return by investing in a diversified portfolio of fixed income securities. The Fund aims to achieve a rate of return equivalent to the rolling yield of the 5-yr PDST-R2 net of fees. The modified portfolio duration of the Fund's investments shall not exceed five (5) years.

    • AUB Gold Dollar Fund - The Fund is a dollar denominated bond fund suited for clients who are willing to absorb principal risk associated with changing market conditions. The investment objective of the Fund is to achieve the best rate of return by investing in a diversified portfolio of fixed income securities. The Fund aims to achieve a rate of return equivalent to the rolling yield of the 5-year US Treasury Notes net of fees. The modified portfolio duration of the Fund's investments shall not exceed five (5) years.

    • AUB Equity Investment Fund - AUB Equity Investment Fund (AUB EIF) is a peso denominated equity fund, indexed on the performance of the Philippine Stock Exchange Index (PSEi), wherein funds of individual investors are pooled together and invested in blue-chips and major second line issues included in the PSEi. Investment risk is evidently minimized as the Fund has diversified investments only in fundamentally sound companies. Portion of the Fund shall likewise be invested in fixed income investments, including marketable securities traded in an organized exchange, which shall provide steady stream of income.

    • AUB Peso Money Market Fund - AUB Peso Money Market Fund (AUB MMF) is a peso denominated unit trust fund where individual investments are pooled together and invested in low-risk fixed income securities in the investment market. The investment objective of the Fund is to achieve the best rate of return by investing in a diversified portfolio of short-term fixed income securities with portfolio duration of not more than one (1) year.

ESTATE PLANNING

  1. Guardianship - To ensure proper management of funds of the Beneficiary while the latter is considered to be not in the capacity to do so.
  2. Personal Management Trust - To ensure proper management and transfer of assets to a beneficiary after the Trustees lifetime.

SPECIAL CORPORATE SERVICES

Escrow Agency - A system of document transfer in which a deed, bond, or funds are delivered to a third person to hold until all conditions in a contract are fulfilled.


Mortgage Trust Indenture - A facility in which the Trustee shall hold certain assets in behalf of a borrower (Trustor) under mortgage to cover certain loans. This facility allows for the borrower to offer a pool of collaterals to various creditors.


Paying Agency - A service wherein the Trustee shall coordinate and process payments in behalf of the parties in a loan facility.


Collateral Agency - A service in which the Trustee shall hold certain assets in behalf of the parties in a loan facility. The assets may vary from TCTs, Stock certificates and other assets assigned as collateral to the loan.

AUB Peso Investment Fund


PIF INCOME TRACKER

AUB Peso Investment Fund (AUB PIF) is a peso denominated unit investment trust fund where funds of individual investors are pooled and invested in fixed income securities.

Minimum Initial InvestmentsPhp. 10,000.00
Minimum Additional PlacementPhp. 1,000.00
Minimum Holding Period30 days per contribution (withdrawable any time thereafter)
Early Redemption Penalty0.50% of amount redeemed
DocumentationFund Participation Agreement and Transaction Advise
Minimum Maintaining BalancePhp. 10,000.00
Trusteeship Fee1.25% p.a based on the Fund's Net Asset Value
Method of ValuationMark-to-Market Valuation
SettlementTrade Day plus 1

End of day NAVpu: (As of 11/16/18)
216.35000



Peso Investment Fund NAV Moving Graph

Benchmark (gross) Absolute ROI (net)
Year-to-Date --- -2.00%
Past 30 Days --- 1.57%
Past 90 Days 1.12940% -1.26%
Year-on-Year --- -1.97%

** Benchmark is rolling yield of the 5-yr PDST-R2

view Quarterly PIF Report
view Risk Disclosure Statement

AUB Equity Investment Fund


EIF INCOME TRACKER

AUB Equity Investment Fund (AUB EIF) is a peso denominated unit investment trust fund wherein funds of individual investors are pooled together and invested in blue-chips and major second line issues of the stock market. Investment risk is evidently minimized as we diversify your investments only in fundamentally sound companies.

Minimum Initial InvestmentsPhp 10,000.00
Minimum Additional PlacementPhp 1,000.00
Minimum Holding Period30 days per contribution (withdrawable any time thereafter)
Early Redemption Penalty0.50 % based on the amount redeemed
DocumentationFund Participation Agreement and Transaction Advise
Minimum Maintaining BalancePhp 10,000.00
Trusteeship Fee1.25 % p.a
Method of ValuationMark-to-Market Valuation
SettlementTrade Day plus 3

End of day NAVpu: (As of 11/16/18)
254.66000



Equity Investment Fund NAV Moving Graph

Benchmark (absolute) Absolute ROI (net)
Previous Day 1.88000% 1.69%
Year-to-Date -17.23540% -15.55%
Past 30 Days -0.23000% -0.55%
Past 90 Days -6.60000% -5.99%
Year-on-Year -13.69000% -12.20%

** Benchmark is 90-day yield of the Philippine Stock Exchange Index (PSEi)
** YTD since inception May 4, 2006

view Quarterly EIF Report
view Risk Disclosure Statement

AUB Peso Money Market Fund


MMF INCOME TRACKER

AUB Money Market Fund (AUB MMF) is a peso denominated unit trust fund where individual investments are pooled and invested in low-risk fixed income securities in the investment market. The investment objective of the Fund is to ahieve the best rate of return by investing in a diversified portfolio of short-term fixed income securites, or an average maturity of not more than one (1) year.

Minimum Initial InvestmentsPhp 10,000.00
Minimum Additional PlacementPhp 1,000.00
Minimum Holding Period30 days per contribution (withdrawable any time thereafter)
Early Redemption Penalty0.50 % based on the amount redeemed
DocumentationFund Participation Agreement and Transaction Advise
Minimum Maintaining BalancePhp. 10,000.00
Trusteeship Fee0.30% per annum based on the Fund’s Net Asset Value
SettlementTrade Day plus 1
Method of ValuationMark-to-Market Valuation

End of day NAVpu: (As of 11/16/18)
107.23664



Money Market Fund NAV Moving Graph

Benchmark (gross) Absolute ROI (net)
Year-to-Date --- 1.10%
Past 30 Days 0.30510% 0.67%
Past 90 Days --- -0.07%
Year-on-Year --- 1.24%

** Benchmark is rolling yield of the 1-month PDST-R2
view Quarterly MMF Report
view Risk Disclosure Statement

AUB Gold Dollar Fund


GDF INCOME TRACKER

AUB Gold Dollar Fund (AUB GDF) is a dollar denominated unit investment trust fund where funds of individual investors are pooled and invested in fixed income securities.

Minimum Initial InvestmentsUSD 5,000.00
Minimum Additional PlacementUSD 1,000.00
Minimum Holding Period30 days per contribution (withdrawable any time thereafter)
Early Redemption Penalty0.50% of amount redeemed
DocumentationFund Participation Agreement and Transaction Advise
Minimum Maintaining BalanceUSD 5,000.00
Trusteeship Fee1.75% p.a based on the Fund's Net Asset Value
Method of ValuationMark-to-Market Valuation
SettlementTrade Day plus 1

End of day NAVpu: (As of 11/16/18)
212.62000



Gold Dollar Fund NAV Moving Graph

Benchmark (gross) Absolute ROI (net)
Year-to-Date --- -0.14%
Past 30 Days --- 0.14%
Past 90 Days 0.33000% 0.19%
Year-on-Year --- 0.17%

** Benchmark is rolling yield of the 5 yrs. US Treasury Notes

view Quarterly GDF Report
view Risk Disclosure Statement

Contact Trust


At AUB-Trust and Investments Group, our fund managers are committed to servicing all your investment needs. And for us to serve you better, we encourage you to let us know any of your comments and queries regarding our Trust products and services.

AddressTrust and Investments Group 33/F Joy-Nostalg Center #17 ADB Avenue, Ortigas Center, Pasig City
Phone Number638-6888 loc 235 and 237
E-mailtigm@aub.com.ph, tigm2@aub.com.ph

Note: In order for us immediately address your concern , kindly include your address and contact no in your e-mail to us.

Thank you.