Avail Pay Later by shopping at any Pay Later partner merchants. Customers may look for the Pay Later logo in the merchant’s store, or they may ask the merchant if they are accepting Pay Later. List of partner merchants are also posted in AUB Credit Cards website.
Purchase at participating Pay Later merchants and choose desired installment terms.
Pay using AUB Credit Card. Customer will first receive an SMS confirmation for purchase as straight transaction
Thank you for using your card ending 7890 at MERCHANT NAME on 07/11/2022 12:06 PM for PHP 3,000.00. Your remaining credit limit is PHP 22,000. For inquiries, call (632)82828888.
. On the next day after purchase, customer will receive an SMS confirmation for the conversion of the transaction to installment. Please note that the merchant name indicated in the SMS will be AUB Pay Later.
Thank you for using your card ending 7890 at AUB PAY LATER on 07/12/2022 12:06 PM for PHP 1,000.00. Your remaining credit limit is PHP 22,000. For inquiries, call (632)82828888.
The cardholder incurs no additional fees for using the Pay Later. However, in case of pre-termination, the Cardholder must settle the full amount of the remaining principal balance, as well as pay a one-time processing fee of PhP500.
The approved installment transaction is automatically deducted from the cardholder’s available credit limit. Each monthly installment amount forms part of the Minimum Amount Due on cardholder’s Statement of Account. The first monthly amortization will be reflected on the next cut-off date once the transaction is posted.
AUB is regulated by the Bangko Sentral ng Pilipinas. For inquiries or complaints
you may contact AUB through Customer Service Hotline 8-282-8888 or
BSP Financial Consumer Protection Department at Tel. 8708-7087 or