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The AUB Gold MasterCard.

The AUB Gold MasterCard is the only credit card that gives you the power to choose when and how much you want to pay! Now you can have a credit card at your own terms!


Choose exactly when to pay.

This means your due date could be your exact payday! Choose your due date from 1st to 30th day of the month.


Choose exactly how much to pay.

Depending on what you can afford to pay on your chosen payment due date, choose from the following fixed payment amount below:

₱10,000₱11,000₱12,000₱13,000₱14,000
₱15,000₱16,000₱17,000₱18,000₱19,000

This will always be your Minimum Amount Due in your monthly statement*
*What is Minimum Amount Due?

Important Reminder: Paying less than the total amount due will increase the amount of the interest and other charges you pay and the time it takes to repay your balance.


Annual Membership Fee - WAIVED FOR LIFE!


NO INTEREST on New Purchases!


Transfer your Rewards Points to Mabuhay Miles Frequent Flyer Program. Click here to Learn More.


Earn 2x Rewards Points for all your card transactions done outside the Philippines.


Enjoy a complimentary airport lounge access when you travel.


Enroll as many supplementary cards without having to pay Annual Fees ever!


The AUB Platinum MasterCard.

The AUB Platinum MasterCard is the only credit card that gives you the power to choose when and how much you want to pay! Now you can have a credit card at your own terms!


Choose exactly when to pay.

This means your due date could be your exact payday! Choose your due date from 1st to 30th day of the month.


Choose exactly how much to pay.

Depending on what you can afford to pay on your chosen payment due date, choose from the following fixed payment amount below:

₱20,000₱25,000₱30,000
₱35,000₱40,000₱45,000
₱50,000₱55,000₱60,000
₱65,000₱70,000₱75,000
₱80,000₱85,000₱90,000
₱95,000₱100,000₱200,000

This will always be your Minimum Amount Due in your monthly statement*
*What is Minimum Amount Due?

Important Reminder: Paying less than the Total Amount Due will increase the amount of any applicable interest & other applicable charges you need to pay.


Annual Membership Fee - WAIVED FOR LIFE!


NO INTEREST on New Purchases!


Transfer your Rewards Points to Mabuhay Miles Frequent Flyer Program. Click here to Learn More.


Earn 4x Rewards Points for all your card transactions done outside the Philippines.


Enjoy a complimentary airport lounge access when you travel.


Enroll as many supplementary cards without having to pay Annual Fees ever!


CREDIT CARD APPLICATION

How do I apply for AUB Gold Credit Card?
How will I be qualified to avail of the card?
What documentary requirements do I need to submit?
How long is the processing time?
How can I check the status of my application?
How can I check the status of the delivery of my credit card?

LOYALTY

Do my transactions earn points?
How will I know how many points have I earned?
What can I redeem with my points?
How do I redeem my points?

FEATURES AND BENEFITS

Where can I use my credit card?
Can I use my credit card abroad?
Can I request for a supplementary card?
Can I use my card to withdraw cash from the ATM?
Can I charge my utilities to my card?
What happens if I want to have my card cancelled?

STATEMENT OF ACCOUNT

How do I get my Statement of Account (SOA)?
When do I get my Statement of Account (SOA)?
Can I request for a printed Statement of Account (SOA)?
What if there are errors in my Statement of Account?

PAYMENT DUE DATE

When is my due date?
When is the statement cut-off of my chosen payment due date?
If my due date falls on a holiday or weekend, can I pay on the next banking day?
What happens if I pay earlier than my due date?
What happens if I miss my due date?
Can I change my due date?

MINIMUM AMOUNT DUE (MAD)

How much is my Minimum Amount Due?
What happens if I pay more than my Minimum Amount Due?
What happens if I pay less than my Minimum Amount Due?
How many months will it take to fully pay my purchase?
Can I change my nominated Minimum Amount Due?
Why won't my amortization decrease if I pay more than my Minimum Amount Due?

FEES AND CHARGES

How much is the finance/interest charge per month?
How do you compute for the finance/interest charge?
Will the finance/interest charge change if I pay more than my Minimum Amount Due?
If I pay the balance in full, will you still charge me finance/interest charge?
How much is the annual membership fee?

PAYMENT CHANNELS

Where can I pay my credit card bill?
When will my payment be credited to my card account?

CREDIT LIMIT

Can I go over the limit?
Can I request for increase in credit limit?
How much is my available credit limit?

INSTALLMENT OFFERS

Can I use my card for 0% installment purchases?

LOST / STOLEN CARD

What if my card gets lost or stolen?

  • Effective October 07, 2018, AUB will implement an increase in Finance Charge* from 2.95% to 3.5% for AUB EASY and CLASSIC credit cards.
  • Effective November 05, 2018, AUB will implement an increase in Finance Charge* from 1.60% to 2.25% for AUB GOLD and PLATINUM credit cards.

* A 3.5% or 2.25% monthly interest rate computed based on average daily balance (ADB) from start to the end of the statement cycle shall be charged when payment made is only the Minimum Amount Due or any amount less than the Total Amount Due indicated in the Statement of Account, excluding new purchases.

Last Name*

First Name*

Middle Name*

Date of Birth*

Mobile Number* (?)

Mobile OS*

University Name*

PhP

Gross Monthly Income*

@

Email Address*

Employment Type*

Company/Business Name*

Date Hired*

   Do you have an existing Credit Card?

To track your Application Status and Card Delivery Status, choose from ANY of the 3 options below.

 OPTION 1: Reference No.

Application Reference No.*

Last Name*

 OPTION 2: Name and Email Address

Last Name*

First Name*

@

Email Address*

 OPTION 3: Name and Mobile No.

Last Name*

First Name*

Mobile Number* (?)