The AUB Balance Transfer Installment Plans allows you to transfer your other credit card’s outstanding balances to your AUB Credit Card. Your transferred balance/s will then be converted to installment plans at low interest rates.


Term (months) Monthly Add-On Rate Factor Rate Annual Effective Interest Rate
6 1.00% 0.176667 20.2880%
12 1.00% 0.093333 21.4572%

AUB will settle your outstanding balance/s with the other credit card issuer.

The minimum transaction amount for Balance Transfer is Php3,000

What is Balance Transfer Installment Plan?
What is the minimum and maximum Balance Transfer amount that can be transferred?
What is AUB’s turnaround time for processing Balance Transfer Installment Plan?
How can I apply for the Balance Transfer Installment Plan?
How many credit card account can I transfer?
Can my supplementary apply for a Balance Transfer?
What are the documents needed for Balance Transfer Installment Plan?
How will I know if my application is accepted?
Can I opt to pay the full amount of Balance Transfer before the indicated term?

Type the amount to be transferred:


Term Factor Rate Add-on Rate Per Month Monthly Amortization Gross Amount Add-on Interest
6 0.176667 1.00%
12 0.093333 1.00%

*Required fields


Term Factor Rate Add-on Rate Per Month Monthly Amortization Gross Amount Add-on Interest
6 0.176667 1.00%
12 0.093333 1.00%


Read Balance Transfer Terms and Conditions. CLICK HERE.


I warrant that all information given in this application form is true and correct. I hereby authorize AUB to verify such information and investigate from whatever sources it may consider appropriate. In case of material change in any of the foregoing information, I hereby undertake to immediately notify AUB of the same. I understand that misrepresentation under this application form and any document submitted therewith constitutes sufficient grounds for legal action against me, as well as for the denial of this application and/or the cancellation of my credit card/s, without need of prior notice. I hereby acknowledge and authorize the transfer, disclosure and communication of any information relating to my credit card/s with AUB and/or its parent companies, subsidiaries or affiliates, as well as its third party providers, agents, and representatives, for purposes of data processing and storage, customer satisfaction surveys, products and service offers and updates through post/email/fax/SMS/telephone, and for any other purpose AUB deems appropriate and relevant to me, and/or as may otherwise be required by laws, rules and regulations. I also hereby authorize AUB and any of its authorized representatives to conduct random verification with the Bureau of Internal Revenue to establish the authenticity of the income tax returns and financial statements that I have submitted to AUB, as well as my credit information to the credit bureau and/or as may be necessary for AUB to comply with RA. 9510 and its implementing rules and regulations. The foregoing constitutes my written continuing consent to any such submission and disclosure of information relating to my accounts for the purposes stated above and as may otherwise be required under applicable laws, rules and regulations. Accordingly, I hereby hold AUB free and harmless from any liability that may arise from or otherwise be related to any such transfer, disclosure, processing and/or storage of information relating to my accounts.

  I acknowledge that I have read, understood and agree to the Terms and Conditions of the AUB Balance Transfer Installment Plan.