.HMtitle{
  font-family: 'Josefin Sans', Arial, sans-serif;
  font-weight :bold;
 
  color : #eb2c00;
}

.HM-Master p  {
  font-family: 'Poppins';
 font-size :15px;
  color : #3f3f3f;
}

.HM-Span{
    font-family: 'Josefin Sans', Arial, sans-serif;
  font-weight :bold;
 font-size:25px;
  color : #eb2c00;
}

.pp h2{
    font-family: 'Poppins';
    font-size : 16px;
    color : #eb2c00;
    font-weight:bold;
}

.pp h3{
    font-family: 'Poppins';
    font-size : 25px;
    color : #eb2c00;
    margin: 0;
    font-weight:bold;
}

.pp h4{
    font-family: 'Poppins';
    font-size : 10px;
    color : #eb2c00;
    font-style :italic;
}

.ap{
         padding-left: 0px;
    left: -5%;
    margin-top: 12%;
}

.ap p{
    font-family: 'Poppins';
  color : #3f3f3f;
  font-size:18px;
 
}

.hidden {
    display : none;
}

.active {
    display : block;
}

h5{
    color: #eb2c00;
}

.hmFooter{
   background-image: url(../images/assets/hellomoney/2023/HM-Subpage-2023_Footer.jpg);
   height: 260px;
   width: auto;
   background-size: cover;
   background-repeat: no-repeat;
}

/* graciel 10232024 */
.banner {
  margin-top: 172px; 
  background-color: darkgray;
  padding: 50px;
}


.section {
  border-radius: 15px;
  background-color: rgb(243, 243, 243);
  padding: 20px;
}

.section-content-bottom {
  position: inline-block;
  align-self: flex-end;
}

.section-content-top {
  position: inline-block;
  align-self: flex-start;
}

ol {
  column-count: 2; 
  column-gap: 20px;
  list-style: none;
  counter-reset: my-counter;
  padding-inline-start: unset;
}

ol li {
  counter-increment: my-counter;
  margin-bottom: 10px;
  list-style-type: none;
  position: relative;
  font-size: 12pt;
}

ol li::before {
  content: counter(my-counter);
  background-color: #d7d7d7;
  padding: 2px 7px;
  border-radius: 50%;
  font-size: 10pt;
}

img {
  margin-left: auto;
  margin-right: auto;
  display: block;
}

.hmhelpcat {
    cursor: pointer;
    border-radius: 20px;
    padding: 10px 0px;
    margin: 0px 10px;
    color: #232323;
}

.hmhelpcat:hover, .hmhelpbtn:hover {
    background-color: #fedddd;
}

.hmhelpcat.active {
    background-color: #fef2f2;
    color: #cd2600;
}

.hmhelpbtn {
    color: #eb2c00;
    border: 1px solid #eb2c00;
    border-radius: 50px;
    background-color: white;
    padding: 10px;
    width:100%;
    margin-top: 10px;
}

#knowMore {
    padding: 20px;
    display: grid;
    grid-template-columns: 33% 34% 33%;
}

.panel {
    border-radius: 10px !important;
    text-align: justify;
    padding: 5px;
}

.panel-heading {
    border-top-left-radius: 10px;
    border-top-right-radius: 10px;
}

.panel-default > .panel-heading {
    background-color: unset !important;
}

.panel-title {
    font-weight: bold;
}

.panel-default:has(.panel-title[aria-expanded="true"]) {
    border:2px solid #cd2600 !important;
}
.panel-title[aria-expanded="true"]{
    color:#cd2600 !important;
}

.panel-group .panel + .panel  {
    margin-top: 15px;
}

@media (max-width: 768px) {
    .row.col-10 iframe {
        height: 200px !important;
    }
    .row.col-10 img {
        margin-top: 20px !important;
    }
}

@media (max-width: 480px) {
    .row.col-10 iframe {
        height: 180px !important;
    }
    .row.col-10 {
        padding-top: 3% !important;
        padding-bottom: 3% !important;
    }
}

.page-container {
        display: flex;
        justify-content: center;
        align-items: flex-start;
        max-width: 1440px;
        margin: 0 auto;
        padding: 0 15px; 
    }

    .wrapper {
        width: 70%;
    }

    .sidebar-container {
        width: 30%;
        padding-left: 30px; 
    }

    .sidebar-section {
        padding-top: 55px;
    }
    .sidebar-title {
    font-family: 'Poppins', sans-serif;
    font-weight: 700;
    font-size: 20px;
    color: #333;
    margin-bottom: 30px;
}
.related-article {
    display: flex !important;
    align-items: center !important;     
    justify-content: flex-start !important; 
    text-align: left !important;
    width: 100%;
    
    text-decoration: none;
    color: #000;
    margin-bottom: 30px;
    transition: opacity 0.2s ease-in-out;
}

.related-article img {
    width: 90px;
    height: 90px;
    border-radius: 12px;
    object-fit: cover;
    
    margin-left: 0 !important; 
    margin-right: 15px !important;
    
    flex-shrink: 0;
}
.related-article:hover {
    opacity: 0.75;
    text-decoration: none;
    color: #000;
}
.related-article-text {
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    line-height: 1.4;
    font-size: 16px;
}
.red-line {
    border: none;
    height: 4px;
    background-color: #d82424;
    margin: 20px 0;
    width: 100%;
}

@media (max-width: 991px) {
    .page-container {
        flex-direction: column;
    }

    .wrapper,
    .sidebar-container {
        width: 100%;
        padding-left: 0;
        padding-right: 0;
    }

    .sidebar-section {
        padding-top: 40px;
        padding-bottom: 40px;
    }
}
.header-wrapper {
    position: relative;
    width: 1440px;
    max-width: 100%;
    margin: 110px auto 0;
}

.header-wrapper img {
    width: 100%;
    height: auto;
    display: block; 
}
.back-btn-container {
    position: absolute;
    top: 140px; 
    left: 50%; 
    margin-left: 160px; 
    z-index: 10;
}
.header-back-link {
    color: #ffffff !important;
    text-decoration: none;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 16px;
    display: flex;
    align-items: center;
    transition: opacity 0.2s;
}

.header-back-link:hover {
    opacity: 0.8;
    text-decoration: none;
    color: #ffffff;
}

.header-back-link .arrow {
    margin-right: 8px;
    font-size: 20px;
    line-height: 1;
}

.header-back-link .arrow {
    margin-right: 8px;
    font-size: 20px;
    line-height: 1;
}

.aub-container {
    display: flex;
    justify-content: center;
    align-items: flex-start;
    gap: 40px;
    font-family: 'Arial', sans-serif;
    padding: 20px;
    flex-wrap: wrap;
}

.aub-item {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    text-decoration: none;
    width: 250px;
    color: #333;
    transition: transform 0.2s ease;
}

.aub-item:hover {
    transform: translateY(-5px);
    opacity: 0.8;
}

.aub-item img {
    width: 100%;
    height: auto;
    display: block;
    margin-bottom: 15px;
}

.aub-title {
    font-size: 18px;
    font-weight: 700;
    margin: 0 0 5px 0;
    color: #222;
}

.aub-subtitle {
    font-size: 16px;
    font-weight: 400;
    color: #444;
}