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  1. All-Ur-Bills allows you to instantly charge your utility bills to your AUB MasterCard.
  2. No need to make a one-time enrolment.
  3. Your utility bill will only be charged to your credit card upon your request.
  4. Just call AUB Credit Cards Customer Service at 282-8888.


Terms and Conditions

  1. All-Ur-Bills On Demand bills payment facility is available to all principal cardholders, with active and current accounts. The account of the cardholder must not be cancelled, terminated, or suspended at the time of the request/ availment of the facility.
  2. This facility may be availed by calling AUB Customer Service (+632) AUB (282)-8888, Domestic Toll Free: 1-800-10-282-8888 or email at creditcards@aub.com.ph
  3. To process the transaction, cardholder will need to provide the following details:
    1. Credit Card number
    2. Utility/Biller/Merchant name
    3. Utility account/subscriber number
    4. Total amount of utility bill to be charged to the credit card
    5. Contact details (Landline, Cell number, e-mail address)
    For Meralco payment requests, the following details must also be provided:
    1. ATM/Phone Reference No.*
    2. Meralco Reference No.*
    3. Total Amount Due*
    4. Bill Date*
    5. Due Date*
    6. Meralco Service ID No.*
       *As exactly specified in the Meralco Billing Statement
  4. AUB Cardholders may charge unlimited number of bills.
  5. AUB Cardholders may charge utilities that are not under his/her name.
  6. There is no service fee for the availment of the All-Ur-Bills On-Demand, however, all other applicable fees and charges under the AUB cards’ general terms and conditions shall be enforceable.
  7. AUB reserves the right to reject, decline, or cancel any request for payments thru the All-Ur-Bills On Demand for reasons, not limited to as follows:
    1. insufficient credit limit,
    2. account past due,
    3. suspended or terminated or cancelled account,
    4. account with respective merchant utility partner is suspended or terminated.
  8. All-Ur-Bills On-Demand shall be processed within twenty four (24) hours from date of receipt of request, except if request was made on a holiday, Saturday, or Sunday, in which case the request shall be processed the next banking day. It is also understood that the immediate processing of the utility bills payment is also subject to the following:
    1. receipt of the request within the applicable daily cut-off time,
    2. bill to be paid with respective utility merchant not otherwise beyond the due date,
    3. of whether the cardholder meets the eligibility requirements, and
    4. receipt of all information needed to process the utility bills payment.

    The posting of payments with pertinent utility merchants shall be within two (2) to three (3) banking days.

  9. In case the above-mentioned requirements are not met, AUB does not have any obligation to notify cardholders regarding such instances. The cardholder has the sole obligation to verify through customer service of AUB or respective merchant utility partner, if requests for utility bills payment were processed. AUB shall not be held liable for any loss, liability, or damage which may be incurred by reason of unprocessed bills payment, for reasons mentioned under provision numbers 7 and 8.
  10. All-Ur-Bills On Demand transactions shall be reflected in the E-mail Statement of Account, and the cardholder shall examine all his/her All-Ur-Bills On Demand transactions, within twenty (20) days from statement date. Otherwise, all transactions as reflected in the E-mail SOA shall be considered correct and binding to the Cardholder.
    1. 10.1 For any disputes regarding the All-Ur-Bills On Demand transactions as reflected in the E-mail Statement Of Account, a request in writing must be made by the Cardholder, and forwarded to AUB Customer Service via mail, fax, or e-mail.
  11. The Terms and Conditions governing the issuance and use of the AUB MasterCard credit card, including Rewards Points Program are hereby incorporated by reference and shall form an integral part hereof.
    1. 11.1 The earning of Rewards points in All-Ur-Bills On Demand transactions may be discontinued by AUB at any time, without need of any prior notice to the Cardholder
  12. AUB may amend, revise, or modify these Terms and Conditions, from time to time.
Name of Merchant/Utility Biller Category
Cebu PacificAirline
Cable Link & Holdings CorporationCable TV
Hi-Tech Cable TV, Inc.Cable TV
Quezon CATV, Inc.Cable TV
Sky Cable/ Home Cable/ ZpdeeCable TV
Quezon City Sports Club IncClub/Membership
Knowledge Channel Foundation, Inc.Donations/Charity
Bantay Bata 163Donations/Charity
Far East Broadcasting Company (FEBC)Donations/Charity
Piso Para Sa PasigDonations/Charity
Resources For The BlindDonations/Charity
Adventist University of the PhilippinesEducation/School
Ateneo De Zamboanga UniversityEducation/School
Benedictine Institute Of Learning, Inc.Education/School
Cavite School Of St. Mark, Inc.Education/School
Divine Word College of CalapanEducation/School
DMMA College of Southern PhilippinesEducation/School
Don Bosco Technology Center, Inc.Education/School
Early Christian School, Inc.Education/School
Emilio Aguinaldo Educational CorporationEducation/School
Froebel School Of Early Literacy, Inc.Education/School
Hermano (San) Miguel Febres Cordero Med. Educ. Fdtn., Inc (DLS- HSI)Education/School
Holy Child Catholic School Inc.Education/School
Immaculate Conception Academy, Inc. Dasmariñas Cavite/ICA DasmariñasEducation/School
Immaculate Conception I-College Of Arts And Technology Inc.Education/School
Notre Dame Kidapawan CollegeEducation/School
Notre Dame Of Dadiangas UniversityEducation/School
Our Lady of Fatima University (Books & Tuition)Education/School
Philippine Pasay Chung Hua Academy Inc.Education/School
Philippines Cultural College Inc. (PCC Main & PCC Annex)Education/School
Saint Columban CollegeEducation/School
South City Homes AcademyEducation/School
STI Education Services GroupEducation/School
The Pleasant Mount School Inc.Education/School
Unioil Petroleum Philippines Inc.Fuel/Gas
NSO Helpline PlusGovernment
Asia United Insurance Inc.Insurance
Fortune LifeInsurance
Fortune MedicareInsurance
New Canaan Insurance Agency, Inc.Insurance
Paramount LifeInsurance
Philhealthcare, Inc.Insurance
Manila MemorialPlan
Converge Information And Communications Technology Solutions, Inc.Telecom & Mobile/Internet
Angeles City Telephone SystemTelephone/Telecom
DigitelTelephone/Telecom
Eastern TelecomsTelephone/Telecom
GlobeTelephone/Telecom
ICC-BayantelTelephone/Telecom
InnoveTelephone/Telecom
PLDT MegaTelephone/Telecom
SmartTelephone/Telecom
Directories Philippines Corporation (DPC) (PLDT - Yellow Pages)Telephone/Telecom
Easy TripToll Fee
Alysons' Chemical Enterprises, Inc.Utility
Balibago Waterworks System, IncorporatedUtility
Cebu CFI Community CooperativeUtility
Central Negros Electric Cooperative, Inc. (CENECO)Utility
Comclark Network & Technology Corp.Utility
Jopauen Realty CorporationUtility
Manila WaterUtility
MayniladUtility
MeralcoUtility
Mlamb Tarlac Inc.Utility
Negros Oriental II Electric CooperativeUtility
Prime WaterUtility
San Dionisio Credit CooperativeUtility
Subic WaterUtility
Visayan Electric CompanyUtility