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The AUB Easy MasterCard.

The AUB Easy MasterCard is the only credit card that gives you the freedom to choose when and how much you want to pay! Now you can have a credit card at your own terms!


Choose how many times to pay per month.

1x a month2x a MonthWeekly

Choose exactly when to pay.

This means your due date could be your exact payday!


For once a month payment, choose your due date from 1st to 30th day of the month.


For 2x a month payment, choose from 15 payment due date options below:

1st and 16th2nd & 17th3rd & 18th4th & 19th5th & 20th
6th & 21st7th & 22nd8th & 23rd9th & 24th10th & 25th
11th & 26th12th & 27th13th & 28th14th & 29th15th & 30th

For weekly payment, choose any day from Monday to Sunday:

MonTuesWedThursFriSatSun

This will always be your Payment Due Date in your monthly statement.


Choose exactly how much to pay.

Depending on your budget or what you can afford to pay on your chosen payment due date, choose from the following fixed payment amount.


For once a month payment, choose your Minimum Amount Due from the options below:

₱750₱800₱1,000₱1,500₱2,000₱2,500₱3,000

For 2x a month payment, choose your Minimum Amount Due from the options below:

₱500₱1,000₱1,500

For weekly payment, choose your Minimum Amount Due from the options below:

₱250₱500₱750

This will always be your Minimum Amount Due in your monthly statement*
*What is Minimum Amount Due?

Important Reminder: Paying less than the total amount due will increase the amount of the interest and other charges you pay and the time it takes to repay your balance.


Annual Membership Fee - WAIVED FOR LIFE!


NO INTEREST on New Purchases!


The AUB Classic MasterCard.

The AUB Classic MasterCard is the only credit card that gives you the freedom to choose when and how much you want to pay! Now you can have a credit card at your own terms!


Choose how many times to pay per month.

1x a month2x a MonthWeekly

Choose exactly when to pay.

This means your due date could be your exact payday!


For once a month payment, choose your due date from 1st to 30th day of the month.


For 2x a month payment, choose from 15 payment due date options below:

1st and 16th2nd & 17th3rd & 18th4th & 19th5th & 20th
6th & 21st7th & 22nd8th & 23rd9th & 24th10th & 25th
11th & 26th12th & 27th13th & 28th14th & 29th15th & 30th

For weekly payment, choose any day from Monday to Sunday:

MonTuesWedThursFriSatSun

This will always be your Payment Due Date in your monthly statement.


Choose exactly how much to pay.

Depending on your budget or what you can afford to pay on your chosen payment due date, choose from the following fixed payment amount.


For once a month payment, choose your Minimum Amount Due from the options below:

₱4,000₱5,000₱6,000₱7,000₱8,000₱9,000

For 2x a month payment, choose your Minimum Amount Due from the options below:

₱2,000₱2,500₱3,000₱3,500₱4,000₱4,500

For weekly payment, choose your Minimum Amount Due from the options below:

₱1,000₱1,250₱1,500₱1,750₱2,000₱2,250

This will always be your Minimum Amount Due in your monthly statement*
*What is Minimum Amount Due?

Important Reminder: Paying less than the total amount due will increase the amount of the interest and other charges you pay and the time it takes to repay your balance.


Annual Membership Fee - WAIVED FOR LIFE!


NO INTEREST on New Purchases!


Enroll as many supplementary cards without having to pay Annual Fees ever!

CREDIT CARD APPLICATION

How do I apply for AUB Easy/Classic Credit Card?
How will I be qualified to avail of the card?
What documentary requirements do I need to submit?
How long is the processing time?
How can I check the status of my application?
How can I check the status of the delivery of my credit card?

LOYALTY

Do my transactions earn points?
How will I know how many points have I earned?
What can I redeem with my points?
How do I redeem my points?

FEATURES AND BENEFITS

Where can I use my credit card?
Can I use my credit card abroad?
Can I request for a supplementary card?
Can I use my card for ATM Cash Advance?
Can I charge my utilities to my AUB card?
What happens if I want to have my card cancelled?

STATEMENT OF ACCOUNT

How do I get my Statement of Account (SOA)?
When do I get my Statement of Account (SOA)?
Can I request for a printed Statement of Account (SOA)?
What if there are errors in my Statement of Account?

PAYMENT DUE DATE

When is my due date?
When is the statement cut-off of my chosen payment due date?
If my due date falls on a holiday or weekend, can I pay on the next banking day?
What happens if I pay earlier than my due date?
What happens if I miss my due date?
Can I change my due date?
Can I change how often I can pay?

MINIMUM AMOUNT DUE (MAD)

How much is my Minimum Amount Due?
What happens if I pay more than my Minimum Amount Due?
What happens if I pay less than my Minimum Amount Due?
How many months will it take to fully pay my purchase?
Can I change my nominated Minimum Amount Due?
Why won't my amortization decrease if I pay more than my Minimum Amount Due?

FEES AND CHARGES

How much is the finance/interest charge per month?
How do you compute for the finance/interest charge?
How do you compute the finance/interest charge given I choose to pay semi-monthly?
How do you compute the finance/interest charge given I choose to pay weekly?
Will the finance/interest charge change if I pay more than my Minimum Amount Due?
If I pay the balance in full, will you still charge me finance/interest charge?
How much is the annual membership fee?

PAYMENT CHANNELS

Where can I pay my credit card bill?
When will my payment be credited to my card account?

CREDIT LIMIT

Can I go over the limit?
Can I request for increase in credit limit?
How much is my available credit limit?

LOST / STOLEN CARD

What if my card gets lost or stolen?

SECURED CREDIT CARD APPLICATION

  • Effective January 24 2020, AUB will implement an increase in Finance Charge* from 2.25% to 3.5% for AUB GOLD and PLATINUM credit cards.

    * 3.5% monthly interest rate computed based on average daily balance (ADB) from start to the end of the statement cycle shall be charged when payment made is only the Minimum Amount Due or any amount less than the Total Amount Due indicated in the Statement of Account, excluding new purchases.


     

     

     

     

    PhP

    This will be your credit limit, subject to the review and approval of the bank.

    This will always be your Payment Due Date.
    Choose your due date from 1st to 30th of the month.

    A *3.5% monthly interest rate computed based on average daily balance (ADB) shall be charged when payment made is only the Minimum Amount Due or any amount less than the Total Amount Due indicated in your Statement of Account.

    * From 2.25% effective January 2, 2020

    Last Name*

    Suffix Name

    First Name*

    Middle Name*

    Name to Appear on Card*

    Sex*

    Civil Status*

    Place of Birth*

    Date of Birth*

    Nationality*

    Highest Educational Attainment*

    SSS / GSIS*

    TIN*

    FATHER'S NAME

    Last Name*

    First Name*

    Middle Name*

    MOTHER'S MAIDEN NAME

    Last Name*

    First Name*

    Middle Name*

    PRESENT HOME ADDRESS

    No. / Street*

    Province*

    City*

    Brgy. / Village

    Home Ownership*

    PERMANENT ADDRESS

    No. / Street*

    Province*

    City*

    Brgy. / Village

    @

    Email Address*

    Mobile Number* (?)

    Landline Tel Co

    Landline Tel No. (?)

    PhP

    Gross Monthly Income*

    Daily Travel Expenses*

    No. of Dependents*

      Are you the breadwinner of the family?

    SOURCE OF INCOME/FUNDS

    Employment Type*

    Employment Status*

    Date Hired*

    Department*

    Position*

    Rank*

    Company/Business Name*

    Nature of Business*

    WORK CONTACT INFORMATION

    Floor No. / Bldg.*

    Street*

    Province*

    City*

    Work Landline TelCo*

    Phone Number* (?)

    Local

    AUB Branch*

    AUB Account No*

    If AUB Depositor, fill-up either AUB Branch or AUB Account No.

    PhP
    PhP
    PhP

    Within three (3) banking days from your statement cut-off, your Statement of Account shall be sent to your registered email address and also be available for viewing in the AUB Credit Cards Online Banking via the AUB website. You will also receive an SMS containing your Statement Summary. No printed Statement of Account shall be sent to you.

    By signing this form, I warrant that all information given in this application form, including the real-time video submitted to confirm my identity and existence (as applicable), is true and correct. I hereby authorize AUB to verify such information and investigate from whatever sources it may consider appropriate. In case of material change in any of the foregoing information, I hereby undertake to immediately notify AUB of the same. I understand that misrepresentation under this application form and any document submitted therewith constitutes sufficient grounds for legal action against me, as well as for the denial of this application and/or the cancellation of my credit without need of prior notice.

     

    I hereby acknowledge and authorize the transfer, disclosure and communication of any information relating to my credit card/s with AUB and/or its parent companies, subsidiaries or affiliates, as well as its third party providers, agents, and representatives, for purposes of data processing and storage, customer satisfaction surveys, products and service offers and updates through post/email/fax/SMS/telephone, and for any other purpose AUB deems appropriate and relevant to me, and/or as may otherwise be required by laws, rules and regulations. I also hereby authorize AUB and any of its authorized representatives to conduct random verification with the Bureau of Internal Revenue to establish the authenticity of the income tax returns and financial statements that I have submitted to AUB, as well as my credit information to the credit bureau and/or as may be necessary for AUB to comply with Republic Act No. 9510 and its implementing rules and regulations. The foregoing constitutes my written continuing consent to any such submission and disclosure of information relating to my accounts for the purposes stated above and as may otherwise be required under applicable laws, rules and regulations. Accordingly, I hereby hold AUB free and harmless from any liability that may arise from or otherwise be related to any such transfer, disclosure, processing and/or storage of information relating to my accounts.

     

    I hold myself liable for all obligations and liabilities incurred with the use of my credit card/s, and in the event that my application herein is disapproved, AUB is under no obligation to provide me with the reason for such decision.

     

    I recognize and acknowledge that the electronic statement of account that shall be issued by AUB with respect to my credit card/s shall be valid and binding upon me, absent manifest error in computation and/or other dispute thereon made known to AUB within 30 calendar days from statement date. I also recognize and acknowledge that I am responsible for the confidentiality of such electronic statement of account, and accordingly, I shall hold AUB free and harmless from any liability arising from or otherwise connected to any unauthorized access or viewing of such electronic statement of account issued to me.

     

    I hereby certify that I have read and fully understood the terms and conditions applicable to my credit card/s and hereby unconditionally agree to be bound by such terms and conditions, including any amendments made thereto from time to time. It is my responsibility to keep myself updated and informed of any updates and amendments to such terms and conditions, and AUB need only publish the same by such means and in such manner that AUB determines to be necessary under the circumstances.

     

      YES, AUB, its parent companies, subsidiaries and affiliates, and/or its third party service providers may send to me non-card related products and services offers, updates and customer satisfaction surveys AUB may reasonably deem to be relevant to me through post/email/SMS/fax/telephone.

     

      I hereby acknowledge that I have read and fully understood the said terms and conditions governing the issuance and use of my AUB Credit Card.

    To track your Application Status and Card Delivery Status, choose from ANY of the 3 options below.

     OPTION 1: Reference No.

    Application Reference No.*

    Last Name*

     OPTION 2: Name and Email Address

    Last Name*

    First Name*

    @

    Email Address*

     OPTION 3: Name and Mobile No.

    Last Name*

    First Name*

    Mobile Number* (?)